• Financial institutions come to us with ‘specials’
    when they need to raise funds quickly.

  • We give our clients access to exclusive deals
    that only last for a matter of hours.

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Curve has over $7bn on deposit. See how our streamlined processes, efficient service and strong ethical approach to client service have got us to this point.

Our Services

Curve stands as an intermediary, or a conduit,
between an investor and an array of interest rate based investment solutions.

We can scour the market for the best investment opportunities, whether they be cash and term deposits, fixed rate bonds or floating rate notes.

Investment opportunities can be tailored to suit client investment policies. As Curve deals in all terms and with credit rated entities ranging from AAA to unrated there is something for everyone.

  • Cash & Term Deposits

    Curve sources deposit rates from over 80 Banking Institutions finding the best rates across the whole credit spectrum from the AAA rated major banks to unrated Credit Unions.

  • Securities

    Curve Securities can access a wide range of primary and secondary fixed interest securities from the market place to provide our clients with a full range of interest rate investment options.

  • Austraclear Proxy

    Austraclear is an important settlement tool that should be made available to a wider range of participants in the Fixed Interest securities market.

  • TD Gateway

    TD Gateway is designed to bring our specialised fixed interest services to accountants and advisers. It’s designed to provide their clients with access to deposits and securities through a simple and streamlined process.

  • International Payments

    As an added service we have partnered with OFX to ensure our clients gain preferential treatment when transacting in foreign currencies.

How it all works

Total Deposit Growth – Quarterly

Cash & Term Deposits

Deposits can be placed as ‘cash’, providing access within a day or for a fixed term, hence ‘term deposit’.

They are usually placed with an Authorised Deposit-Taking Institution (ADI). All ADIs, whether they be a bank, building society or credit union are tightly regulated by the Australian Prudential Regulation Authority (APRA). Extra safety is provided through the depositor protection provisions of the Banking Act of 1959. This proclaims that depositors are paid out prior to other creditors. They are therefore a relatively safe form of investment.

Further security comes from the Financial Claims Scheme that guarantees up to $250,000 of a deposit per investment entity per ADI.

Curve sources deposit rates from over 80 Banking Institutions finding the best rates across the whole credit spectrum from the AA- rated major banks to unrated Credit Unions.

Curve regularly accesses ‘special’ deposit rates for its clients when banking institutions are looking for extra funds. They value the access we can provide to our diverse client base and come to us with exclusive opportunities for our clients.

When required Curve will also negotiate better rates on behalf of its clients.

Many institutions have paperwork laden deposit processes. Curve has worked with the deposit-takers and has developed systems and processes to save its clients from this burden. When paperwork is still required we fill it all out leaving you just to sign and email back.

Curve keeps our clients informed of regulatory and product developments that are likely to impact on investment options.

CONTACT US to see how we can help

Securities

Curve Securities can access a wide range of primary and secondary market fixed interest securities to provide our clients with a full range of interest rate investment options.

These can range from AAA Commonwealth Government Securities to unrated private placements and everything in between.

Structures range from covered bonds to senior, subordinated and hybrid securities.

Whether your preference is to lock in a fixed rate or take advantage of the flexibility offered by a floating rate note, Curve can find a solution for you.

Again, there is no fee for this service as Curve factors in our revenue within the yield we secure for our clients. We scour the market for the best price to ensure our clients get the highest possible rate. The rate we show you is the rate you get.

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The Australian Yield Curve (source Bloomberg)

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Austraclear Proxy

Austraclear is an important settlement tool that should be made available to a wider range of participants in the Fixed Interest securities market. Curve aims to assist its clients to do just that through a Proxy Austraclear service.

To achieve this Curve directs its clients to independent Austraclear and back office treasury service provider etos.  Information on their service can be found at etos.co.nz

EMAIL US for more information

Custodian Services

When you buy bonds, you are required to hold them in custody until maturity or until you decide to sell them. Curve Securities provides custodial services where we hold bonds in custody on behalf of our clients (the beneficial owner).

Advantages of using Curve as your custodian:

  • Secure Assets
  • Transaction Settlements
  • Management of Coupon Collection & maturity payments
  • Documentation & Reporting
  • Time Saving
  • Outsourced Administration (including contract notes)
  • Electronic Record of Beneficial Ownership
EMAIL US for more information

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Currency tools available through partner OFX

Click image to launch live exchange charts

International Payments

As an added service we have partnered with OFX to ensure our clients gain preferential treatment when transacting in foreign currencies. If you are transferring money offshore then you will save money due to the very competitive exchange rates and low transaction fees.

OFX have been assisting both individuals and businesses since 1998 and currently has more than 180,000 dealing clients globally. They have saved their clients over $100 million via reduced fees, better exchange rates and hedging tools. An ASX listed company, OFX process over 50,000 deals monthly and has an annual turnover of more than AUD 12 billion. OFX has an Australian Financial Services Licence, issued by the Australian Securities and Investments Commission (ASIC) Licence Number 226 484.

Whether buying capital equipment overseas, repatriating funds, managing your offshore investments, making purchases from abroad or for any business requirements involving a currency conversion, just mention that you are a client of Curve Securities and you will:

  • Enjoy 2 Free transactions under $10,000 (all transactions over $10,000 have NO Transaction Fees)
  • Benefit from preferential exchange rates
  • Experience the highest level of customer service and real human contact from qualified and expert foreign exchange dealers
  • Manage the risks of a volatile market with foreign exchange products such as Forward Contracts and Limit Orders that can be both easy to use and understand with OFX
  • No account set-up or ongoing fees to open an OFX dealing account

To speak to one of their accredited dealers about your foreign exchange requirements call +612 8667 8090 (1300 300 424 in Australia; 0207 614 4195 in the UK; 1855 680 0745 in Canada or 0800 161 868 in NZ) or register online. Registering with them is FREE and you can view their live dealing rates immediately. Alternatively, you can contact Tim Bentley directly on +61 2 8667 8055 or Tim.Bentley@ofx.com

OFX FX Charts

Register now and as a Curve Securities client you will receive your first two transactions fee-FREE.