Curve sources deposit rates from over 60 Banking Institutions finding the best rates across the whole credit spectrum from the AA- rated major banks to unrated Credit Unions.
Curve stands as an intermediary, or a conduit,
between an investor and an array of interest rate based investment solutions.
As we are independently owned, we can scour the market for the best investment opportunities, whether they be cash and term deposits, fixed rate bonds or floating rate notes. These opportunities are presented to you at no charge as the banking institutions pay us to find them funds.
Investment opportunities can be tailored to suit investment policies. As Curve deals in all terms and with credit rated entities ranging from AAA to unrated there is something for everyone.
How it all works
Total Deposit Growth – Quarterly
Curve Securities can access a wide range of primary and secondary market fixed interest securities to provide our clients with a full range of interest rate investment options.
These can range from AAA Commonwealth Government Securities to unrated private placements and everything in between.
Structures range from covered bonds to senior, subordinated and hybrid securities.
Whether your preference is to lock in a fixed rate or take advantage of the flexibility offered by a floating rate note, Curve can find a solution for you.
Again, there is no fee for this service as Curve factors in our revenue within the yield we secure for our clients. We scour the market for the best price to ensure our clients get the highest possible rate. The rate we show you is the rate you get.
TD Gateway is designed to bring our specialised fixed interest services to accountants and advisers. This is to ensure their clients can have access to the best term deposits in the market through a simple and streamlined process.
The TD Gateway ensures an efficient and streamlined process.
Whether it is high interest savings accounts, term deposits, floating rate notes or bonds, TD Gateway takes care of paperwork and creates a one-stop shop for client cash and fixed interest needs.
The service is free to advisers and their clients and the sign on process is simple. Funds are placed directly with the bank, building society or credit union concerned > no funds are sent to Curve Securities.
Open up the gates to a huge array of term deposits offered by ADIs.
Here is how it works once an adviser has signed up to TD Gateway:
- The Adviser can fill out the account set-up online
- Curve pre-fills ADI forms
- Client signs ADI application and Curve Securities authority
- Term deposit is funded via direct debit or direct credit to the ADI
- Deposit confirmation is emailed to the adviser
- Upon maturity, the adviser provides maturity instructions to either roll or return funds to the nominated bank account of the client